Family Owned and 5 Star Client Rated

Order and Payment Policies

Order and Payment PoliciesPrecious Metals Order & Payment Policies

Here we have outlined the precious metals order & payment policies.  Diamond policies are identical to those of precious metals.  Please take time to read and understand the conditions you agree to when placing an order on our site.  There is market risk that we incur when you place an order due to the spot price movement.  All orders are locked upon checkout completion.  These policies are all standard and customary in the precious metals industry.

When You Confirm Your Order You Agree to the Following:

  1.  When you confirm to lock in the price by placing an order, you have entered a binding agreement which cannot be cancelled without penalty.
  2. Your payment method must be dated within 24 hours.
  3. Payment must be received within five business days on orders under $20,000 or three business days on orders over $20,000 in order to guarantee your market price.
  4. If payment is not received within the specified time period above, you will risk being charged a penalty fee, your order being cancelled, or a combination of the penalty fee structure below.
  5. A valid credit card is required to guarantee all orders.

Payment Options

Fisher Precious Metals currently accepts the following payment options:

*Please note – A valid credit card is required to guarantee all orders. If valid payment is not made, as committed to when you place your order, you will be charged the market loss on the precious metals you ordered plus a 3% surcharge of the order total.

Payment Methods – 

There are currently 4 methods of payment available on FisherPreciousMetals.com: Credit/debit card, paper check, and bank wire. We can also accept BitCoin orders via BitPay.

Below we have outlined the complete order process and details for each payment method:

Bank Wire –

This is the preferred form of payment, as we are able to offer you our cash equivalent pricing and it is the fastest form of payment for online ordering. Please process a direct wire transfer from your bank to our bank (our banking details will be provided to you when you select this form of payment and complete the order process.) We do not accept ACH transfers.

If you would like to make a purchase larger than $150,000, you may simply phone us to place the order.

All Bank Wire orders receive a 4% Discount relative to Credit Card pricing.

Minimum: $1,000

Maximum: $150,000

 

Credit/Debit Card Orders –

Credit and debit card orders clear as soon as they are marked to Paid in our system, which typically occurs within one business day. Most credit and debit card orders require manual approval by our Fraud Prevention Team. Your order will ship upon review of a valid credit/debit card payment. We will only ship to the billing address associated with your credit or debit card. We do not accept American Express (AMEX) as a form of payment.

Discount: None

Minimum: $1,000

Maximum: $2,500

 

BitCoin Payments –

We currently process all of our BitCoin orders through BitPay.  Bitcoin payments clear instantly upon checkout completion via BitPay.

All Bitcoin orders receive a 4% Discount relative to Credit Card pricing.

Minimum:  $100.00

Maximum:  $10,000.00

Paper Check/Money Order/Cashier’s Check Orders –

All paper checks, (including personal checks, cashier’s checks, or money orders) require 3-5 business days to clear before entering the shipping queue. Due to fraudulent money orders and cashier’s checks, we will not ship any metals until the funds have actually cleared in to our bank account.

Paper check payments (including personal checks, cashier’s checks, or money orders) MUST be mailed within one day of placing the order and must be received within 10 days of placing the order. We highly recommend that you send your payment with delivery confirmation.

If your order is not paid in this time frame with valid funds, your order will be cancelled and the following market loss and fees will be billed with no exceptions:

A valid credit card will be required on file for all paper check, money order and cashier’s check transactions. This credit card will not be charged except in the even that your funds are not mailed and cleared within the required time frame. If this occurs, your credit card will be charged the amount of market loss we have incurred and a surcharge of 3% of the total order.

All Check/Money Order/Cashier’s Check orders receive a 4% Discount relative to Credit Card pricing.

Minimum: $1,000

Maximum: $2,500

 

Payment Policies

Right to Cancel an Order –

Fisher Precious Metals reserves the right, upon our sole discretion, to cancel any order if we determine an order to be deemed questionable, suspicious or of significant risk regardless of payment method selected and price.

Right to Charge Your Credit Card in the Event of Cancellation/Uncleared Funds –

Paper check payments (including personal checks, cashier’s checks, or money orders) MUST be mailed within one day of placing the order and must be received within 10 days of placing the order. We highly recommend that you send your payment with delivery confirmation.

If your order is not paid in this time frame with valid funds, your order will be cancelled and the following market loss and feees will be billed with no exceptions:

A valid credit card will be required on file for all paper check, money order and cashier’s check transactions. This credit card will not be charged except in the even that your funds are not mailed and cleared within the required timeframe. If this occurs, your credit card will be charged the amount of market loss we have incurred and a surcharge of 3% of the total order.

Pricing Errors –

Fisher Precious Metals prides itself in providing the most up-to-date pricing for you and our staff. Occasionally, we do make mistakes and there may be a typographical or pricing error. Under these rare circumstances, Fisher Precious Metals retains the right to cancel or refund an order.

Market and Investment Risk –

All investments carry risk, including precious metals. You are solely responsible for your precious metals investment decisions. By purchasing through Fisher Precious Metals, you understand and acknowledge that The Liberation Group, Inc. d/b/a Fisher Precious Metals is not responsible for any losses of your investment decisions.

FISHER PRECIOUS METALS

  • The Hillsboro Professional Center
  • 2151 W. Hillsboro Blvd., Suite 210
  • Deerfield Beach, FL 33442